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The Financial Conduct Authority does not regulate instalment credit agreements for specific goods, at a fixed cost, which have a term less than 12 month. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act.

Medenta Finance Ltd is authorised and regulated by the Financial Conduct Authority. Registered in Scotland No SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175.

Credit is provided by either Wesleyan Bank Ltd or Secure Trust Bank PLC trading as V12 Retail Finance.

Wesleyan Bank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales No 2839202. Registered Office: PO Box 3420, Colmore Circus, Birmingham B4 6AE. Tel: 0800 358 1122. Medenta Finance Ltd are part of the Wesleyan Group.

Secure Trust Bank PLC trading as V12 Retail Finance are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: One Arleston Way, Solihull, B90 4LH.

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