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The Financial Conduct Authority does not regulate instalment credit agreements for specific goods, at a fixed cost, which have a term less than 12 month. Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act.

Medenta Finance Ltd is authorised and regulated by the Financial Conduct Authority. Registered in Scotland No SC276679. Registered address: 50 Lothian Road, Festival Square, Edinburgh, EH3 9WJ. Tel: 01691 684175.

Credit is provided by Secure Trust Bank PLC trading as V12 Retail Finance.

Secure Trust Bank PLC trading as V12 Retail Finance are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered office: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

Calls are recorded for training and compliance purposes.

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